the art of living well

Refined Money is a private publication about the decisions behind wealth, reputation, and power. Each week a short essay delivered to your inbox.

Founder essentials

3 hours ago

One player can sometimes change the scale of an entire sport.

1 week ago

Even the invisible parts had to matter.

2 weeks ago

When one clause changed the future of racing.

0 months ago

On why poverty is not a choice, but a system of higher financial and cognitive costs.

1 month ago

An essay on why you can be financially successful and still feel uncertain about money.

1 month ago

Two people with similar talent make different financial decisions. Their first experience with money explains more than education ever could.