the art of living well

Refined Money is a private publication for people who feel that most advice misses the point. Twice a week, short essays delivered directly to your inbox.

Founder essentials

3 days ago

Being poor is expensive

On why poverty is not a choice, but a system of higher financial and cognitive costs.

1 week ago

Income is only part of the story

An essay on why you can be financially successful and still feel uncertain about money.

1 week ago

Poverty teaches money differently

Two people with similar talent make different financial decisions. Their first experience with money explains more than education ever could.

3 weeks ago

Why nothing looks rare anymore

A short thesis on why most rare things eventually stop being rare.

3 weeks ago

Visibility as proof

A short reflection on money, silence, and why the digital world distrusts what it cannot see.

1 month ago

Why Nikola Tesla stayed poor

Talent alone rarely closes the distance to money or stability.